At this time Peerspace does not directly offer insurance to guests. The host provided insurance does not cover guests for damages or in any capacity.
If you are interested in obtaining short-term insurance for your upcoming booking, or if the host has required that you obtain this additional insurance, consider purchasing a special event insurance policy. This type of policy should include property damage and liability coverage for yourself in the event of damage to the space or an injury.
You can purchase a policy for your booking with Event Helper here.
Peerspace reserves the right to charge guests for damages to space documented by the host and reported to us within 3 days after the conclusion of the event. Hosts can also require a day-of security/damage deposit in the form of a check or credit card authorization that the guest would provide in person at the start of the booking. Provided there are no damages to the space, this deposit would be returned to them at the end of the booking. Hosts wishing to require this type of deposit must clearly state so in their listing's Host Rules, including the required deposit amount.
For more information about personal property claims and dispute resolution, please review Section 4.1 of our terms, detailing disputes between users.